Top Best 7 Money Making Apps of 2023 Update

Which money making apps that claim to make money are genuinely worthwhile? To identify the very few apps that can contribute money to your bank account.

There are many options available on applications for anyone looking for simple ways to make money. With a smartphone, you may complete surveys, find a side business, sell your old items, and more.

See the Top 7 Money Making APPS

Here are seven free money-making apps described in detail.

1. Ibotta

Ibotta allows you to receive cash back on in-person and online purchases made at over 2,000 taking part in merchants. It was first intended for groceries, but it has now grown to cover apparel, dining out, entertainment, and other categories. 

Offers may be a retailer- or product-specific; some will be automatically applied. Others will require you to perform an additional job, such as watching a film or taking a survey.

Payment: PayPal, digital gift card or directly to a bank account.

Pros and Cons

Pros: On in-store purchases, you’ll get your money returned immediately – usually in 24 hours. Ibotta also provide new members with a welcome incentive, referral bonuses, and a selection of payment options.

Cons: Gaining financial stability might take time. To redeem your earnings, you must have at least $20 in cash back (some gift cards demand at least $25 in earnings). Each retailer has a different waiting period for cash back when making purchases online. 

For accounts that have been inactive for six months or have been deleted, Ibotta additionally levies a maintenance fee. Your balance, not your bank account, is where the fee is taken out.

2. Rakuten

How it works: Shopping at well-known stores, eateries, and food delivery services earns customers cashback via Rakuten (formerly Ebates). Travel, gift cards, and other purchases can all earn users’ cash back. 

It’s easy to understand: set up an account, select the store in the app from which you want to purchase items, and then complete the transaction through the portal. If you first activate the deal using the app.

Also, you can also link a credit or debit card to your Rakuten account to receive cash back in-store. After Rakuten confirms the transaction with the merchant, which it says may take a few hours to several days, it credits the money back to your account.

Payment: PayPal or “Big Fat Check.”

Pros and Cons

Pros: You’ll probably find discounts where you already buy because there are thousands of stores and purchases that qualify for cash back. After making their first eligible purchase, new customers might receive a $10 welcome incentive. 

Additionally, you can gain sign-up and referral bonuses. By donating a portion of your cash back earnings to nonprofit partners, you can have an effect.

Cons: You must invest money to make money, much like with most cash-back programs. 

Additionally, you won’t immediately see your earnings because Rakuten only pays out customers who have at least a $5 cash-back balance every three months according to the company’s payment schedule. 

You must keep in mind to start your purchase in the app first, as opposed to other apps like Ibotta. You cannot receive credit backwards if you forget and make your purchase anywhere other than the app.

3. Swagbucks

An app that offers cashback and rewards are called Swagbucks. Through Swagbucks, you may earn SB points by doing things like shopping online (there are 1,500 taking part stores), doing surveys, watching movies, taking part in games, or performing other chores. 

These points can be redeemed for gift cards or cash deposited into your PayPal account. Each task’s final score may differ. For instance, surveys often have a value of 40 to 200 SB points. 

Depending on the payment option you select, the minimum balance needed to redeem varies, although some gift cards can be found for as little as 110 SB.

Payment: PayPal or an e-gift card. Additionally, you can exchange SB for Bitcoin using the brand-new Cryptovoucher Gift Card choices.

Pros and Cons

Pros: There are many simple methods to earn rewards on Swagbucks, and there is no waiting period before receiving them. 

Following the redemption, payments typically come in 10 business days. When you sign up, you can also receive a $10 bonus with a qualifying $25 purchase.

Cons: One SB is worth roughly one penny, therefore it doesn’t pay much. It can take some time and effort to earn a lot of money because many tasks are just worth a few cents. 

You won’t be able to complete every survey or job, but you can still earn up to 5 SB per day even if you don’t. Users frequently complain about being ended from surveys midway through. 

According to Swagbucks, this may be a result of demographics or dishonest or inconsistent responses.

4. InboxDollars 

With the help of the well-known money-making program InboxDollars, you may earn money by completing various activities and surveys. 

Although it is owned and maintained by the same company as Swagbucks, there are several meaningful differences between the two, including the fact that it is one of the few websites that pays users to read emails.

InboxDollars also pay you for the tasks you accomplish in actual money (not points). The negative? The $5 sign-up incentive can assist you in meeting the $30 minimum cash-out requirement.

5. Fiverr

How it operates: Fiverr is a marketplace for freelance work that offers projects in over 200 categories, including programming, video, and animation. To set your profile as a “seller” and highlight your skills, please create an account. 

Post the gig you’re offering, along with the cost and a list of the services you offer. Prices start at $5 and go up to $995. Customers, also referred to as “buyers,” can click through and make purchases. 

Once you’ve finished the work, you’ll be compensated. Because of performance, Fiverr gives seller levels. You’ll be able to sell more “extras,” like a quicker delivery time, as you ascend each tier.

Payment: PayPal, direct bank transfer, or credit to a Fiverr Revenue Card are all options (a prepaid card). Depending on the option you select, there may be a withdrawal fee and a minimum withdrawal amount.

Pros and Cons

Pros: Buyers come to you, so you don’t need to bother about finding them. As well, you can get tips. Another selling point of Fiverr is its flexibility, which enables sellers to perform gigs on their own schedule or between 9 and 5 tasks.

Cons: Every gig on Fiverr costs 20% of your profits, including gratuities, and there is a usual 14-day waiting time before money can be withdrawn (top-tier sellers wait seven days for funds to clear).

6. Survey Junkie

One of the top firms offering market research is Survey Junkie, which has a longstanding reputation. The platform has over 10 million users, excellent reviews from actual app users, a Trustpilot rating of “Excellent,” and a cheap $5 minimum cash-out.

In our tests, Survey Junkie stood out for having one of the largest inventory of surveys, allowing you to earn on your own timetable rather than having to wait for an opportunity to be sent your way.

Even though there isn’t a formal welcome bonus, Survey Junkie gives new members a short list of worthwhile things to complete, like completing a basic profile survey, verifying your email, and viewing a “how it works” video. 

You can rapidly reach the $5 minimum payment by doing these assignments.

The minimum withdrawal: is 500 points, which will send $5 to your PayPal account or can be redeemed for gift cards.

7. Upwork

How it works: they connect Freelancers to jobs in writing, design, marketing, and other fields through Upwork. You must first create a profile. It should contain details like the industry you’re interested in, along with your credentials, availability, and preferred pay. 

After that, you can present proposals. If they find you to be a suitable fit, clients will assess them and offer projects.

Each month, you start with a certain number of “Connects,” which function much like credits and let you get in touch with potential customers. 

You can get extra Connects for free or for a modest fee, but you won’t be charged when customers get in touch with you. You have the option of receiving hourly or project-based pay.

Payment: Wire transfer, Instant Pay, PayPal, and Payoneer are other payment methods that are direct to U.S. Bank or your bank account. Check Upwork for specifics since some payment choices have fees associated with them.

Pros and Cons

Pros: Upwork makes finding clients, building relationships, and receiving payment easier. You have the freedom to choose your favourite fee and schedule with this service as well.

Cons: Downloading the app is free, however, contacting several clients requires money. They charged users a service fee. Depending on how much you charge a client, Upwork takes a 5% to 20% share of your earnings. 

More of what you earn is yours to keep. However, payment won’t be made until ten days have passed since the billing period’s end. 

Additionally, keep in mind that you compete with other freelancers on the platform. Customers may so select those who have set lower prices.

Do Any Apps Pay you Real Money?

Believe it or not, there are a few game applications that pay you money. To earn money for playing games, look at Swagbucks, Mistplay, InboxDollars, and Solitaire Cube.

How Can I Earn $100 a Day?

How to make $100 a day: 36 creative ways to make money

1. Take part in research (up to $150/hour)

2. Get paid to take surveys.

3. Become a shopper.

4. Get paid to watch videos online.

5. Download this app and make money by going online.

6. Get paid to play games online.

7. Make an extra $100 for pet sitting.

8. Teach anything online to kids.

However, money making app can make you earn more than you expected. Also, you can leave a comment in the comment section below.